Frequently Asked Questions

Frequently Asked Questions

We finance single-family residences, 2–4 unit properties, townhomes, condominiums, mixed-use properties, commercial properties and land in Florida. All loans are for non- owner-occupied investment properties.

Yes. Our underwriting evaluates your project plan, property value, and experience, not just your credit history.

With our in-house process, most loans close in days, not weeks. Timing depends on documentation and property review.

No. We focus primarily on the property and your ability to complete the project.

Absolutely. We partner with brokers and provide transparent communication to close deals quickly.

Each application is evaluated individually. Multiple loans are possible if each project meets our guidelines.

Yes. We offer refinancing options for investment properties, including cash-out for eligible projects.

Yes. Our loans can include funding for rehab or renovation costs, depending on the project scope.

Property information, purchase contract, rehab plan (if applicable) and borrower background info

A maximum of 48 hours  after receiving complete documentation.

Usually within a few business days, since we underwrite, fund, and service all loans in-house.

Yes. Each project is evaluated individually against our lending guidelines.

Approval depends on property value, project feasibility, borrower experience, and compliance with our program guidelines.

No. You can repay early without extra fees, giving you flexibility in managing your investments.

Loan amounts are based on property value, rehab or improvement costs, and loan- to-value (LTV) ratios aligned with program guidelines.

Yes. Most loans require a personal guarantee to protect both parties, but the focus is on the property and project viability.

Simply contact us via our form or WhatsApp. Our team will guide you through documentation and loan structuring.